Illinois
Insurance in Illinois
AI-native coverage for IL drivers, owner-operators, fleets, and contractors.
Riskara is a licensed Illinois insurance brokerage. We help IL drivers and businesses find the right coverage from a portfolio of A-rated carriers — usually in less time and at a lower rate than they'd get going carrier-by-carrier.
Personal auto insurance in Illinois
Illinois requires every driver to carry at least 25/50/20 in liability coverage and uninsured motorist limits of 25/50. Riskara writes IL personal auto at state minimum through 250/500 limits, with comprehensive, collision, UM/UIM, medical payments, rental reimbursement, and roadside assistance. We also file SR-22s with the Illinois Secretary of State for drivers who need them after a DUI, reckless driving, or at-fault accident without insurance.
Commercial auto and trucking insurance in Illinois
Illinois sits at the freight crossroads of the Midwest. We write commercial auto for owner-operators based in Chicagoland, fleets running out of Joliet and Rockford rail hubs, and contractors working across the state. Coverage includes primary liability ($750K–$2M), motor truck cargo, physical damage, non-trucking liability, hired and non-owned auto, and general liability. We help with USDOT and FMCSA filings and Illinois Commerce Commission (ICC) intrastate authority.
Surety bonds in Illinois
We write contractor license bonds for Chicago, Cook County, and home-rule municipalities, performance and payment bonds for construction projects, BMC-84 freight broker bonds, and the various permit bonds the state requires.
Coverage we write in Illinois
Illinois cities and metros we serve
Chicago
Bridgeview
Orland Park
Tinley Park
Rockford